Chinese Commercial Banks Should Adjust The Fees

Recently, domestic media reported that some banks to withdraw money from ATM to increase the fee the same city, attracted public attention. This reporter talked to the National Development and Reform Commission, responsible person.

Q: How to treat the National Development and Reform Commission, some commercial banks to adjust withdraw money from fees on this issue?

A: We are highly concerned that some commercial banks to withdraw money from ATM to increase the fee issue the same city. We believe that together with according to China Banking Regulatory Commission in 2003 under the National Development and Reform Commission issued the “Interim Measures price of commercial banking services,” the same city commercial banks withdraw money from ATM fees is subject to market regulation, commercial banks, formulation and adjustment of the head office Ke Yi own standard fee . However, taking into account China’s national conditions and development of the actual Qingkuang commercial banks, commercial banks Zhiding or Tiaozheng matters of public interest services Shoufei projects should be balanced, and seek Youguanfangmian Yi Jian Guang Fan, Wei Hu banking sector from the long-term interests and harmonious society the overall situation, carefully adjust the fees.

Q: The situation for the commercial bank service charges, the National Development and Reform Commission what plans the next step?

A: The National Development and Reform Commission has been emphasis on the management of commercial bank charges. We have coordinated with relevant departments to study and draft a new “commercial banking services, price management measures,” the service charges on commercial banks made a relatively comprehensive and the system of norms: one provides commercial banking services charges according to their nature, characteristics and market competition situation , respectively, the government-set and guided prices or the market adjusted. Second, commercial banks should be a clear commitment to social responsibility, the ordinary people involved in the vital interests of some services free of charge. Third, commercial banks regulate the pricing procedure that requires commercial banks created or adjusted market adjusted Di Shi Xing service prices should be reasonable estimates of the service costs incurred, taking into account Shichanggongqiu, competitor landscape and individuals and enterprises engaged in bearing capacity, Guang Fan listen to public views and suggestions; and advanced the period of time, place of business was the location, major media and commercial banking website notice, in writing or by telephone Biyao O’clock required notice to the Customer. The new “approach” is also the information disclosure of commercial banks, supervision and management, the price of complaints and dispute handling, price checking and other provisions of the content in detail.

Q: The new “price of commercial banking services management approach,” When can you put?

A: “Commercial Bank Law” clearly provides: “Commercial bank business, provide services, in accordance with the handling charge. Charges 项目 or standards The banking supervision authorities, PBC Genju division of duties in conjunction with the State Council in charge of prices Fenbie making process. ” Accordingly, we are actively coordinating relevant departments, on the “price of commercial banking services management approach (draft)” to improve, strive for an early introduction to further regulate commercial banks Fees, Weihuguangtai Xiaofei Zhe Li Yi, Cujin health Fazhan banking.

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