Five Tips For Spring Festival Travel Expenses

Chinese New Year peak holiday travel approaching. Recently, Visa card organizations to more than 7500 visitors on the Asia-Pacific region to travel abroad and how to manage holiday spending budget to investigate and conclude before the planned departure five tips for budget travel and travel in order to avoid unexpected expenses, cardholders can take number of measures. Such as through basic research, travel budget and determine the most expensive activities or shopping items, ensure there is no significant cost overruns. In addition, the cardholder leaves should be preceded by notice issuing bank, temporarily raise the credit limit and make sure your card is no problem; also should remember that payment card number and password.

According to Visa’s tourism research, visitors usually spend 14 weeks of time planning their holidays. Three-quarters of respondents said they prefer the Internet for travel planning and booking.

Visa believes that the Internet is a useful resource, tourists can get travel information and understand it a viable destination, method of payment. From India (21%) and China (20%) of respondents particularly fond of using the Internet this tool, while those from Japan (53%) and Korea (35%) of respondents prefer good friends through their Friends of the access to relevant information. In addition, Korean banks also like to consult.

To understand the destination of the concessions “do more with less”, visitors need to understand the destination of the provision of travel concessions. Discount from free accommodation to the restaurant, use of credit cards can help cardholders access to a large extent, a variety of benefits, so their holidays to play a greater role in the budget.

Avoid carrying large amounts of cash to bring in cash when traveling less means less risk. Through the use of electronic payment products, such as debit cards, credit card or prepaid card, can improve personal security. About 45% of respondents said the use of electronic payments travel abroad instead of using cash and travelers checks card is mainly due to lower personal risk. Only 4% of the tourists that travel is safe to carry cash.

Professionals pointed out that if cash is lost or stolen, basically means that’ll never come back. However, if an electronic payment card is lost, visitors can call the issuing bank to report the loss to reduce the loss of emergency.

ATM machines are used to take nearly two-thirds (64%) of respondents said that travel destinations like ATM machines are taken to avoid carrying large amounts of cash. It is understood that more than 1.5 million units around the world can accept Visa card, ATM machines, including all major airports in the ATM machine, so that visitors can easily and conveniently access now.

Richard Chang, Visa, General Manager Greater China, said: “Tourism is the use of payment cards more secure, more intelligent methods of payment. As more and more rich in tourist resources, they are looking for fast, secure way to exchange foreign currency. In the destination machine using the AMT is a safe, convenient way to exchange foreign currency, because no one is willing to take long lines, cash, or restricted by banking hours. “

Cardholders convenient access to help, such as accidents, Visa cardholders are available to help: Global Visa cardholders can call emergency services center (GCAS), recognized and authorized by the card issuer, after, Visa can work in one to three days to arrange local travel cardholders get temporary Visa card, and can take now to help with emergency money for emergency. Therefore, the cardholder will be important to the bank card information and emergency phone numbers stored in a safe, convenient place to report the loss after an accident needs. In addition, Visa payment transactions are sound dispute resolution system, if there is indeed evidence that the cardholder transactions without the need for those responsible for fraudulent use of Visa payment cards — This is a check and cash, compared with an important safety advantage.

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